احسب مدفوعات قرض الأرض بدقة. احصل على جداول استهلاك تفصيلية وقارن سيناريوهات القروض فورًا.
20.0% من سعر الشراء
تتراوح قروض الأراضي عادةً بين 6-10% للأراضي الخام
تفاصيل الدفع
صيغة الإطفاء
PMT = P x [r(1+r)^n] / [(1+r)^n - 1]
P = رأس المال، r = المعدل الدوري، n = إجمالي الدفعات
Land loan interest rates typically range from 4% to 10%, depending on the lender, your credit score, down payment, and whether the land is improved or raw. Farm land loans through USDA programs may offer lower rates.
Most lenders require 20-50% down payment for raw land loans. Improved land or farm land may qualify for lower down payments through specialized agricultural lenders or USDA Farm Service Agency loans.
A land loan finances the purchase of vacant or undeveloped land, while a mortgage finances land with an existing structure. Land loans typically have higher interest rates, shorter terms, and require larger down payments.
Amortization spreads your loan payments over time so each payment covers both interest and principal. Early payments are mostly interest, while later payments are mostly principal. The amortization schedule shows this breakdown for every payment period.
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